But what should I expect? What should they expect? Less than two months after I open my account, they change the terms, requiring either direct deposit or $15,000 on deposit to avoid a $20/mo fee. When I opened it, $6,000 was sufficient, and I thought even that seemed a bit excessive.
So, yes, goodbye Citibank. I thought twice... hmmm, maybe I could open a money market or investment account to achieve the $15,000 instead of just having it sit there without getting interest? Well, they didn't seem very knowledgeable or enthusiastic about offering these other options, so adios. They're the kind of institution that would love to get you trapped so you can't move your money, and then screw you over. No thanks. Been there in another lifetime.
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